How to Borrow KCB Mobile Loan using *522#

KCB Mobile Banking comes with lots of features that can directly be done with the help of a mobile phone. You do not need to visit the bank to access or borrow KCB Mobile loan. You can just use the KCB USSD code *522# or use the KCB App to perform the loan borrowing. These services can be done directly using your phone as you only need to have activated mobile banking. If you wish to also operate a KCB M-BENKI account we have a procedure outlined in this link How to open KCB M-BENKI Account.

We already shared the KCB Mobile Banking charges for the year 2024. Additionally, here is also a way on how to activate KCB Mobile Banking. Keenly individuals often access mobile loans using other apps like Branch, Tala, etc which at times have higher interest rates. Knowing that you can borrow your KCB Mobile loan using *522# is just the easier way to do things.

Requirements to Borrow KCB Mobile Loan

• You need to be a KCB customer [have and be running an active KCB account]
• MUST have activated KCB Mobile banking.
• Have airtime in your phone to use *522#, not minutes or so
• Have an active sim card linked with the mobile banking

How to Borrow KCB Mobile Loan using *522#

Below is the procedure on how to borrow the KCB Mobile Loan. To note mobile loans are usually payable within 1 month. Once you’ve borrowed also make sure that you repay on time to have the limit increase.

• Dial *522# on your phone regardless of whether it is a feature phone or smartphone
• Select Loans and Savings option
• Tap on the KCB Mobile Loan
• Select Loan Request from the items displayed
• Choose 1 month as the period for repayment
• Enter the Amount you wish to borrow (note this amount must be within your loan limit)
• Select the KCB Account where the loan should deposited
• Enter your KCB mobile banking PIN
• Confirm the transaction and submit
• The loan will be deposited into your KCB Account

Remember the loan given based on credit history. And also borrow an amount that is within your loan limit for it to be successful. Once the loan has been disbursed into your account you can withdraw it to your M-PESA or KCB Bank ATM.